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Problem: Youth are often excluded from conversations and decision making around money in households and schools do not offer curriculums on money management. The $mart Investors Club was created and developed in 2018 to address the wealth and income disparities that exist among minority and low income families living in Baltimore City. Studies indicate that African American youth lag behind other ethnic groups in financial knowledge, income, and generational wealth. Youth that receive formal financial education tend to have better financial security and habits in adulthood (Kasman, Heuberger, & Hammond, 2018). 


Our mission is to help disadvantaged Baltimore City youth learn how to achieve financial wellness through education, counseling, hands on activities, and community support. 

Our vision is to ensure that Baltimore City youth live a healthy financial lifestyle. 

About Us: Money Talks Baltimore, LLC was one of 84 organizations to receive grant funding through the year 1 Baltimore City Youth Fund. 

At the $mart Investors Club, we use a combination of teaching strategies that provide youth with an interactive and engaging learning environment. Our 10-week interactive programming and activities are designed to help Baltimore City youth ages 14-18 to learn and develop financial literacy skills. 

Services will be provided by Money Talks Baltimore, LLC and Wise Mind, LLC, two emerging minority business enterprises owner by social workers who believe quality of life is achieved by mental and financial well being. 

Partners: Associated Black Charities; and Wise Mind, LLC

The project is funded by the Baltimore Children and Youth Fund (BCYF) and sponsored by Fusion Partnerships


Summer Educational Workshops

Workshops are designed to help youth and their families develop a healthier relationship with money. 

July 12

3:00 pm - 4:30 pm

Shop Right Click here to register

Youth +1 adult family member will work in pairs to learn the basics of food shopping, budgeting, creating a list and couponing. There will be an an opportunity to participants to engage in a mock shopping experience. This workshop is appropriate for ages 4 and up. 

July 19

3:00 pm - 4:30 pm

My Money Future  Click here to register

Youth +1 adult family member will work in pairs to create a Vision Board with money goals. Supplies will be provided to workshop participants. Appropriate for ages 10 and up.

July 26

3:00 pm - 4:30 pm

My Money Habitudes Click here to register 

Youth +1 adult family member will engage in an interactive card activity to learn their money habit and gain feedback on how to make their habit work for them. This workshop is appropriate for teenagers and up. 



Light Refreshments will be served at each workshop. 

Space is limited. Registration will end on July 8, 2019. 

Program Registration

We are currently accepting applications for our Summer  Workshops.

To register please complete our online application.
Only complete applications will be accepted. 


News and Updates

Congratulations to the $mart Investor Club Class of 2019!

Want the $mart Investor Club to facilitate a financial literacy workshop at your location?

The $mart Investor Club now offers 1 day financial literacy workshops for youth ages 11-18.


To request $mart Investors Club at your location or for more information contact:  thesmartinvestorclub@gmail.com. 

Interested Student

Contact Us

Interested in getting involved with $mart Investors Club or learning more about our work? Contact us today!

2300 Garrison Blvd, Suite 210
Baltimore, Maryland 21216